Money ID Ltd is based in Worsley, Manchester. We are authorised by the Financial Conduct authority as a credit broker.
Our registered office is 177 Walden Road, Worsley, M28 7QH. Our company number is 11725731. We are registered with the Information commissioner’s office Number ZA487344
Our policy does not relate to our panel of lenders and how they collect and use your personal information you should visit their websites for more information.
The information we use that is specific to you is name, address, date of birth, employment and income details and online identifiers (i.e. IP address).
How to contact us
You can contact Money ID Ltd at any time using one of the following methods listed below.
Write to us at
- Money ID LTD
- 177 Walkden Road
- M28 7QH
What we do
The rate you see is the rate you get!
Money ID is an online platform that allows customers to see the real rates they would receive from multiple lenders all in one place. Using smart search technology Money ID is able to show consumers various offers from various lenders in real time without affecting their credit score. This allows customers to search the market without having to make multiple applications.
Get rates within 2 minutes!
Personal Information Disclosure
How we collect it
- We collect your data when you fill out the form on our website to receive your quotation.
- We collect your data if you contact us by email or any other means of communication.
- We collect your data via automated technologies such as cookies. Please see our Cookies policy for more information.
What we collect
- First name, last name and date of birth.
- Address, phone number and email address.
- Income, expenditure, and amount you wish to borrow along with the purpose of the loan and loan term.
- Employment details including when you started your job or if you are unemployed.
- Marital, residential and dependant’s status.
- Marketing preferences regarding other products and services.
- We use online identifiers which includes internet protocol (IP) address.
What we do with it
We use your information to enable us to carry out our service in accordance with the law.
As part of your application for a loan, we will share your personal data with Monevo Limited (a regulated credit broker) who will then share your data with the members of its lender panel to try and find you a loan. Monevo may also share your personal data with TransUnion (formerly Callcredit) & other credit bureaus for the purposes of matching you to a lender. Full information as to how they process your personal data and your rights can be found here .
We may pass it on to third parties who we work with to help improve our services. The reasons to pass on this information includes:
- Helping the customer to find a loan a product or the service that the customer has asked for. We may contact you with this information if you have agreed. We may also send information about other product and services using your contact details.
- Help improve the way we do business by using your data to customise our website and also use it for market research. We are always looking for ways to make our service better and this enables us to do this.
- We may also use your data for something else if we reason it to be compatible to the reasons above. If we need to use your information for another reason we will notify you and we will explain the legality if necessary.
To find out more about what cookies are used for, what they do and how to disable them click here.
Who we share it with
Money ID will share your information with certain third parties when you use our service.
We Are Modest – for the purpose of marketing.
How long do we keep it for?
As per legislation we are required to keep your personal information for no longer than 6 years from the last time you used to Money ID service. We can however remove your data if you request this.
We may keep some information for longer in case we need this for a legal dispute on backup systems.
Transferred outside the European economic area
We do not regularly transfer data outside the EEA however If any of our providers have offices outside of the EEA or if they use data processors that are based outside of the EEA. We will make sure that the data is kept safe and apply the same levels of protection as we would any of our other partners or providers. We will do this by using any UK law that is necessary such as a data transferring agreement.
Your data security is very important to us and we have put into place security measures to ensure to ensure that your personal information is kept safe. We have measures in place to ensure that your information is accessed in an unauthorised way, accidentally lost, or altered or disclosed.
Any third parties will only be able to access data that is required and will be limited to that. Your information will only be processed when necessary and on instruction and all parties will be subject to confidentiality.
We have policies and procedures in place to deal with any breach that may take place and we will notify you if any breach has occurred where we are legally required to do so.
What are my rights?
You have the following rights regarding the processing of your personal data, given to you through legislation:
The right to be informed
The right of access
You have the right to obtain confirmation that your data is being processed and to have access to that personal data. You can request this using the contact details here.
The right to rectification
You have the right to have your personal data rectified if it is incorrect or incomplete and we must notify any third parties that we have shared your data to do the same. You can request this using the contact details here.
The right to erasure
You have a “right to be forgotten”, or to have your personal data erased and to prevent processing. The right is not absolute and in certain circumstances this may not be possible (for example where we have to keep your personal data for legal or regulatory reasons). We must notify any third parties that have been shared your data of your request. You can request this using the contact details here.
The right to restrict processing
You have the right to ‘block’ or suppress the processing of your personal data. This does not stop the storing of your personal data, as it may be required to restrict processing in the future. We must notify any third parties that have shared your data of your request. You can request this using the contact details here.
The right to data portability
You have the right to obtain and reuse your personal data for your own purposes across different services in a safe and secure way, without hindrance to usability. You can request this using the contact details here.
The right to object
You have the right to object to processing based on legitimate interests or the performance of a task in the public interest/exercise of official authority (including profiling); direct marketing (including profiling); and processing for purposes of scientific/historical research and statistics. You can request this using contact details here.
Rights in relation to automated decision making and profiling
You have a right to object to automated decision making, to express your point of view, ask for human intervention, and to be provided with an explanation of the decision with your option to challenge it. You can request this using the contact details here.
The right to withdraw consent
If you have given us explicit consent to process your personal data you have a right to withdraw that consent at any time, including but not limited to the removal of consent to be contacted for marketing purposes. You can request this using the contact details here.
The right to lodge a complaint with a supervisory authority
You have the right to lodge a complaint with us directly and / or with a supervisory authority. In the UK the relevant authority is the Information Commissioner’s Office (ICO). You can find their contact details here.
Please note if your information has been passed onto to our partners or any lenders you will need to request off them for your right to restrict processing.
Complain to a supervisory authority
If you believe we have not followed a lawful process you can contact the Information Commissioners officer.
- Information Commissioners Office
- 0303 123 1113
If you do have a complaint we would like the opportunity to investigate these complaints. You can email us at email@example.com or write to us at Money ID Ltd, 177 Walkden Road, Worsley, M28 7QH.
Change your Marketing Preferences
If you no longer want to receive marketing communications from Money ID please follow this link and fill in your email address to opt out.
Complaints Policy and Procedure
Complaints Manager Contact Details
If you have any complaints about the way that your data has been handled then we would like to hear from you. We will treat any complaints seriously and help you to try to resolve this.
Data Protection Officer / Complaints Manager
Address: 177 Walkden Road, Worsley, M28 7QH